How to play Baccarat: Betting Guide

Introduction

Baccarat is a popular card game that can be played at brick and mortar casinos or online casinos. It is a comparing card game played between 2 hands, the “player” and the “banker”. Each round of play has 3 possible outcomes, “Player Win”, “Tie” or “Banker Win” The winning odds are in favour of the “Banker Win” bet, and the house edge of the game is approximately 1%.

The origins of the game are disputed, and some sources claim that it dates to the 19th century. Other sources claim that the game was introduced into France from Italy at the end of the 15th century. All of the websites featured on our site offer punters the chance to play baccarat online for real money and some even have free baccarat games for players to try before making a deposit.

Valuation of Hands

In baccarat all cards have a point value. cards 2 through 9 are worth their face value. Tens, jacks, queens and kings have no point value and aces are worth 1 point. Hands are valued according to the rightmost digit of the sum of their constituent cards. For example, a hand consisting of 2 and 3 is worth 5, but a hand consisting of 6 and 7 is worth 3. The highest possible hand value in baccarat is therefore 9.

Baccarat Rules

If neither the player nor the banker is dealt a total of 8 or 9 in the first 2 cards, which is known as a “natural”, the following rules will be followed, first for the player, then the banker.

Player’s rule:
If the player has an initial total of 0–5, he draws a third card. If the player has an initial total of 6 or 7, he stands.

Banker’s rule:
If the player did not draw a third card, the banker regards only his own hand and acts according to the same rule as the player. That means the banker draws a third card with hands 0–5 and stands with 6 or 7.

If the player drew a third card, the banker acts according to the following more complex rules:

  •  If the banker total is 2 or less, then the banker draws a card, regardless of what the player’s third card is.
  •  If the banker total is 3, then the banker draws a third card unless the player’s third card was an 8.
  •  If the banker total is 4, then the banker draws a third card if the player’s third card was 2, 3, 4, 5, 6, 7.
  •  If the banker total is 5, then the banker draws a third card if the player’s third card was 4, 5, 6, or 7.
  •  If the banker total is 6, then the banker draws a third card if the player’s third card was a 6 or 7.
  •  If the banker total is 7, then the banker stands.

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